Just about everyone has had daydreams of winning the lottery, but nighttime dreams about cold hard cash coming into your life are rare.

In fact, money doesn’t even make this chart of most common dreams by state. That said, it’s far more likely you are having dreams where certain symbols or actions represent your financial fears or reality. Of course, every dream interpretation depends on what's happening in the dreamer's waking life.

"Dreams are so personal," says Jane Reingold, a marriage and family therapist in San Francisco. "The symbols and imagery that come up have everything to do with the dreamer, and what they mean for that person, than with a one-size-fits-all answer."

In other words, don't make any rash decisions based on what you think a dream meant. For fun, here are some of the most common dreams and what they mean, according to the dream weavers at DreamMoods.com.

Dreams About Drowning

In your waking life, you’re a totally capable swimmer (or at least, being in water beyond the shower is cool with you), so why is it that you’re suddenly having dreams of drowning? Not being able to pull yourself to the surface or being swept away in a current can symbolize the feeling of “drowning” in debt.

Your Teeth Are Falling Out

In one of my own recurring dreams, I feel something chalky in my mouth, bring my hand to it, and when I open my palm, all my teeth are there. While the general notion of vanity might be the obvious connection, dreams about losing teeth can also be connected to a conscious feeling of powerlessness. This could have a broad meaning, like feeling uncertain or not in control of a job or career, or it could be pointing at a financial situation you’re currently encountering that feels out of control.

Getting Lost

Have you ever dreamt of being in a place you’ve been a thousand times before — an airport, your high school, your office — and you’re trying to get from point A to point B within that space, but you just can’t figure out how to get there? Corridors lead to dead ends or elevators take you to unfamiliar places. It might mean that you’re also feeling lost in your career, which has you stressing about your financial future. Alternatively, being lost in your dreams can mean that you’re still adjusting to a new situation, so be easy on yourself.

Bleeding

Dreams about terrible bleeding typically do not mean you’re sleeping through a hemorrhage. Instead, it’s more likely that you feel as if you’re bleeding financially, or feel like your nest egg is dwindling. Luckily, this is an easy one to resolve: Take a look at your spending, make some fixes, and wait for dreams of rainbows and unicorns to take its place.

Calling 911

Even your subconscious knows the most efficient way to ring for help. To dream that you’re calling 911 means that you shouldn’t be afraid to ask for help if you need it. Ask for the raise, ask for financial advice. If you’re calling 911 and no one answers or you’re put on hold, then you should consider the dream itself a wakeup call — there’s something urgent lurking out there that requires your attention. Take a financial inventory and see what it could be.

Falling Down

Falling down can be a great feat of physical comedy when its deployed in a sitcom, but if it’s showing up in your dreams, take note. It could mean that you’re losing your financial footing, or a fear that you’re losing your financial security.

Meteors

Not all symbols in dreams suggest less than ideal financial circumstances. If your meteors appear while you’re in dreamland, take it as a sign that you are experiencing success, realizing your goals, and can rest easy.